Do everything better

Do everything better

Ney

Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement.

Budgeting Credit Cards Housing Investing Retirement Taxes

Image for Is Costco Really Better Than Sam’s Club?

Is Costco Really Better Than Sam’s Club?

Let's debate the price, selection, and food court for both.

Image for Should You Insure Any of Your Body Parts?

Should You Insure Any of Your Body Parts?

If Heidi Klum can have insurance on her legs, why can't you?

Lindsey Ellefson

Image for How to Not Go Broke at the Ballpark This Summer

How to Not Go Broke at the Ballpark This Summer

Buy me some peanuts and Cracker Jack (so long as it doesn’t break the bank).

Jonathan van Halem

Image for Five Places You Can Still Get a Decent Meal for Under $10

Five Places You Can Still Get a Decent Meal for Under $10

Fast food is not as cheap as it once was—but there are still some good deals out there to be had.

Jonathan van Halem

Videos

Image for Costco vs. Sam's Club

Costco vs. Sam's Club

Image for 5 Easy Ways to Improve Your Gmail Inbox Right Now

5 Easy Ways to Improve Your Gmail Inbox Right Now

Image for 5 Totally Awesome Stoner Art Films

5 Totally Awesome Stoner Art Films

Image for Top 5 Games for Non-Gamers

Top 5 Games for Non-Gamers

Budgeting

Image for Five Places You Can Still Get a Decent Meal for Under $10

Five Places You Can Still Get a Decent Meal for Under $10

Jonathan van Halem

Image for How to Not Go Broke at the Ballpark This Summer

How to Not Go Broke at the Ballpark This Summer

Jonathan van Halem

Image for Easy Ways to Clean Up Your Finances Now, Before Another Year Begins

Easy Ways to Clean Up Your Finances Now, Before Another Year Begins

Image for Live Free and 'Buy Nothing'

Live Free and 'Buy Nothing'

Shopping

Image for Take 49% Off of the Checkered Chef Pizza Cutter Rocker and Cut Your Pizza at a Fast Pace So You Quickly Stuff Your Face

Take 49% Off of the Checkered Chef Pizza Cutter Rocker and Cut Your Pizza...

You know this pizza cutter rocker is the tool you need.

Image for Save $15 on the Serene Evolution 60 Sound White Noise Machine and Rock Yourself and the Kiddos to Sleep

Save $15 on the Serene Evolution 60 Sound White Noise Machine and Rock...

Tune out the unwanted banter to ease the mind and relax.

Image for Let a Eufy RoboVac Sweep and Mop for You for 25% Off

Let a Eufy RoboVac Sweep and Mop for You for 25% Off

The Eufy RoboVac G30 Hybrid is a quiet li'l guy that'll map and clean as it…

Image for Add a Twist to The Classic Mother's Day Gift With 20% Off RosePops Preserved Petals

Add a Twist to The Classic Mother's Day Gift With 20% Off RosePops...

Use Code KINJA20 for 20% off and a free charm or video message.

Credit Cards

Image for Why a Crypto Rewards Credit Card Is Probably a Bad Idea

Why a Crypto Rewards Credit Card Is Probably a Bad Idea

Image for The Difference Between a Charge Card and Credit Card (and Why It Matters)

The Difference Between a Charge Card and Credit Card (and Why It Matters)

Image for Is 'The Smartest Credit Card Ever Made' Actually That Smart?

Is 'The Smartest Credit Card Ever Made' Actually That Smart?

Image for When to Downgrade Your Credit Card Instead of Canceling

When to Downgrade Your Credit Card Instead of Canceling

Debt

Image for Is It Better to Reprice or Refinance a Loan?

Is It Better to Reprice or Refinance a Loan?

Image for Everything You Should Do Before Interest Rates Go Up

Everything You Should Do Before Interest Rates Go Up

Stephen Johnson

Image for What Happens If You Don’t Pay Back Your Student Loans and Just, You Know, Say 'Fuck It'

What Happens If You Don’t Pay Back Your Student Loans and Just Say 'to Hell With It'

Image for How Much Does a Bad Credit Score Really Cost You?

How Much Does a Bad Credit Score Really Cost You?

Housing

Image for How to Split Rent When Some Rooms Are Better Than Others

How to Split Rent When Some Rooms Are Better Than Others

Image for It's Cheaper to Buy a House Than Rent in These Cities

It's Cheaper to Buy a House Than Rent in These Cities

Image for Here Are the 5 Cheapest Metro Areas to Buy a House in 2022

Here Are the 5 Cheapest Metro Areas to Buy a House in 2022

Image for The Cheapest American Metro Areas to Buy a Home Right Now

The Cheapest American Metro Areas to Buy a Home Right Now

Insurance

Image for Should You Insure Any of Your Body Parts?

Should You Insure Any of Your Body Parts?

Lindsey Ellefson

Image for All the Health Insurance Words You Need to Know But Were Too Embarrassed to Ask About

All the Health Insurance Words You Need to Know But Were Too Embarrassed to Ask About

Lindsey Ellefson

Image for Where to Get Reimbursed for Spoiled Food After a Power Outage

Where to Get Reimbursed for Spoiled Food After a Power Outage

Image for Will Your Health or Life Insurance Rates Increase If You're Not Vaccinated?

Will Your Health or Life Insurance Rates Increase If You're Not Vaccinated?

Investing

Image for 17 Huge Red Flags From Personal Finance 'Influencers'

17 Huge Red Flags From Personal Finance 'Influencers'

Stephen Johnson

Image for Everything You Need to Know About Stock Splits (and Reverse Stock Splits)

Everything You Need to Know About Stock Splits (and Reverse Stock Splits)

Image for How to Find the 'Evil' Investments Hiding in Your Portfolio

How to Find the 'Evil' Investments Hiding in Your Portfolio

Image for Does ‘Impact Investment’ Perform Better Than Evil Investments?

Does ‘Impact Investment’ Perform Better Than Evil Investments?

Recalls

Image for How to Tell If Your GE Refrigerator Was Just Recalled

How to Tell If Your GE Refrigerator Was Just Recalled

Image for Check Whether Your Toyota or Lexus Is Part of This Massive Recall

Check Whether Your Toyota or Lexus Is Part of This Massive Recall

Image for Throw Out These Recalled Disney Hand Sanitizers, FDA Says

Throw Out These Recalled Disney Hand Sanitizers, FDA Says

Image for The 'Chunks' in This Recalled Peanut Butter Could Be Metal Fragments

The 'Chunks' in This Recalled Peanut Butter Could Be Metal Fragments

Scams

Image for 7 Financial Scams, Bubbles, and Boondoggles That Are Definitely Nothing Like Cryptocurrency and NFTs

7 Financial Scams, Bubbles, and Boondoggles That Are Definitely Nothing Like Cryptocurrency and NFTs

Stephen Johnson

Image for How to Tell If eBay, Amazon, and Facebook Marketplace Items Are Stolen

How to Tell If eBay, Amazon, and Facebook Marketplace Items Are Stolen

Image for How to Spot Counterfeit Money Like a Secret Service Agent

How to Spot Counterfeit Money Like a Secret Service Agent

Image for Why You Shouldn't Speak When You Get a Robocall

Why You Shouldn't Speak When You Get a Robocall

Shopping

Image for Is Costco Really Better Than Sam’s Club?

Is Costco Really Better Than Sam’s Club?

Image for When Buying in Bulk Is Actually a Waste of Money

When Buying in Bulk Is Actually a Waste of Money

Image for Is It Better to Use Nextdoor or Facebook Marketplace?

Is It Better to Use Nextdoor or Facebook Marketplace?

Don't Waste Money Buying Brand Names for These Products

Taxes

Image for What's the Worst That Will Happen If You File Your Taxes Late (or Not at All)?

What's the Worst That Will Happen If You File Your Taxes Late (or Not at All)?

Image for Why You Should File Your Taxes Early

Why You Should File Your Taxes Early

Image for How to Get Your Tax Refund Back ASAP

How to Get Your Tax Refund Back ASAP

Image for How to Get Your Tax Refund as Fast as Possible This Year

How to Get Your Tax Refund as Fast as Possible This Year

Advertisement